body {
    font-size: 14px;
    font-family: arial;
    margin: 0;
    padding: 0
}

a,
a:focus,
a:hover {
    text-decoration: none
}

body,
html {
    height: 100%
}

.fontNormal {
    font-weight: 400
}

.lowerTxt {
    text-transform: lowercase
}

.upperTxt {
    text-transform: uppercase
}

.textJustify {
    text-align: justify
}

.xsmTxt {
    font-size: 9px
}

.smTxt {
    font-size: 13px
}

.smGap {
    margin-bottom: 10px
}

.smTxt2 {
    padding-top: 10px;
    color: #ad0619;
    font-weight: 700
}
.remMarBT{margin-bottom:0;}
.form-group2{margin-bottom:30px;}

h1 {
    font-size: 20px;
    margin: 0 0 10px;
    background: #a81d22;
    color: #fff;
    padding: 8px 15px;
    text-align: center
}

.loader {
    position: fixed;
    display: none;
    top: 0;
    right: 0;
    bottom: 0;
    left: 0;
    background: rgba(255, 255, 255, .7);
    z-index: 11
}

.loader img {
    width: 60px;
    height: 60px;
    position: absolute;
    top: 0;
    right: 0;
    bottom: 0;
    left: 0;
    margin: auto
}
.bannerSec{border:1px solid #ccc;}
.bannerSec .leftPanel {
    background: #fafbfd;
}

.bannerSec .leftPanel img {
    width: 100%
}

.bannerSec .rightPanel {
    background:#fffefd;
    position: relative;
}
/* .bannerSec .rightPanel:after {
    content: " ";
    position: absolute;
    display: block;
    width: 100%;
    height: 100%;
    top: 0;
    right: 0;
    z-index: 1;
    background:#fffefd;
    transform-origin: bottom left;
    -ms-transform: skew(10deg, 0deg);
    -webkit-transform: skew(10deg, 0deg);
    transform: skew(10deg, 0deg);
	-webkit-box-shadow: -3px 0px 2px -1px rgba(66,66,66,1);
-moz-box-shadow: -3px 0px 2px -1px rgba(66,66,66,1);
box-shadow: -3px 0px 2px -1px rgba(66,66,66,1);
} */
.bannerSec .formSec {
    padding: 15px;
    font-size: 13px;
    position: relative;
    z-index: 11;
}

/*aboutSec start*/
.aboutSec{padding:15px 15px 5px; text-align: justify;}
.aboutSec p{font-style: italic;}
.aboutSec h2{
    position: relative;
    font-size: 24px;
    height: 40px;
    text-transform: uppercase;
    text-align: center;
    margin-top: 10px;
    margin-bottom: 20px;
    font-weight: 700;
}
.aboutSec h2 span {
    background: -webkit-linear-gradient(left,#dc8a01,#a81d21);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    color: #ad271f;
    display: inline-block;
    text-align: left;
}
.aboutSec h2:before {
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    margin: auto;
    height: 3px;
    width: 85px;
    background: #479c43;
    content: '';
}
/*aboutSec end*/


.formSec .annualInDiv,
.formSec .dobInDiv {
    position: relative
}

.formSec .dobInDiv .form-control {
    padding-right: 30px
}

.formSec .dobInDiv .calendarIco {
    position: absolute;
    right: 7px;
    top: 5px
}

#divGender label,
#divSmoker label {
    margin-right: 0;
    min-width: 88px;
    text-align: center
}

#divGender label.btn,
#divSmoker label {
    border-radius: 0;
    outline: 0
}

.formSec .icon-rupee,
.formSec .imgTooltip {
    position: absolute;
    left: 7px;
    top: 7px
}

.formSec .imgTooltip {
    left: inherit;
    right: 7px
}

.formSec .annualInDiv .form-control {
    padding-left: 30px;
    padding-right: 30px
}

.formSec .tooltip-inner {
    min-width: 300px
}

.btn-submit {
    width: 100%;
    text-align: center;
    background: #f26249;
    color: #fff;
    font-size: 18px;
    text-transform: uppercase;
    border-radius: 20px;
	
}

.btn-quote {
    color: #000;
    font-size: 12px;
    border: none;
    background: 0 0;
    outline: 0;
    text-decoration: underline;
    padding: 0
}

.btn-quote:focus,
.btn-quote:hover {
    color: #000;
    background: 0 0;
    outline: 0
}

.btn-submit:focus,
.btn-submit:hover {
    color: #fff
}

.smContTxt {
    font-size: 12px
}
.smContTxt2 {
    font-size: 10px
}

.AppNoError,
.annualIncomeError,
.checkTermsError,
.ddlError,
.dobError,
.emailError,
.fNameError,
.genderSelectText,
.lightboxMobError,
.mobNoError,
.smokeSelectText {
    color: #ad0619;
    display: none;
    font-size: 11px;
    text-align: left
}

.smBox {
    padding: 30px 15px
}

.smBox h2 {
    font-size: 20px;
    margin: 0 0 15px
}

.smBox p {
    margin: 0
}

.smBoxDiv {
    background: #fff;
    text-align: justify;
    padding-bottom: 15px
}

.smBoxDiv h3 {
     /* background: #ad0619; */
    color: #333;
    margin: 0 0 15px;
    /* padding: 8px 15px; */
    font-size: 22px;background: -webkit-linear-gradient(left, #dc8a01, #a81d21);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    color: rgb(173, 39, 31); text-align:center;font-weight: 600;
}

.smBoxDiv .smCon {
    padding: 15px;
    box-shadow: 0 0 8px 0 rgba(0, 0, 0, .3);
    background: #fff;
    font-size: 14px
}

.smBoxDiv ul {
    padding-left: 15px
}

.smBoxDiv ul li {
    margin-bottom: 5px
}

.benefitSec h3 {
    /* background: #ad0619; */
    color: #333;
    margin: 0 0 15px;
    /* padding: 8px 15px; */
    font-size: 22px;    background: -webkit-linear-gradient(left, #dc8a01, #a81d21);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    color: rgb(173, 39, 31); text-align:center;font-weight: 600;
}

.benefitSec .boxDiv {
    border: 10px solid #ededed;
    min-height: 440px; text-align:center;
}

.benefitSec .boxDiv img {
        width: 100%;
    max-width: 150px;
    height: auto;
    display: inline-block;

}

.benefitSec .boxDiv h4,
.benefitSec .boxDiv p {
    text-align: center
}

.benefitSec .boxDiv h4 {
    padding: 10px 15px;
    margin: 0
}

.benefitSec .boxDiv p {
    margin: 0;
    padding: 0 15px 15px;
    font-size: 13px
}

/*sixPointSec start*/
.sixPointSec{background: #fdf1eb; padding: 20px 0 0;text-align: center;margin-bottom: 30px;}
.sixPointSec h2 {text-align:center;text-transform: capitalize;font-size: 20px; margin: 0 0 15px; }
.sixPointSec h2 span{   background: -webkit-linear-gradient(left, #dc8a01, #a81d21); -webkit-background-clip: text; -webkit-text-fill-color: transparent; color: rgb(173, 39, 31);display: block; font-weight: 600;}
.sixPointSec .smBoxDiv2{background: #fff; padding:0 15px 15px;min-height: 380px;border-radius: 20px;}
.sixPointSec .smBoxDiv2 h3{ font-size: 18px;font-weight: 600;}
.sixPointSec .smBoxDiv2 img{width:130px;}
/*sixPointSec end*/


#btnRetrieveJourney {
    background: #dd7f0b;
    border: none;
    padding: 10px 25px;
    width: 100%;
    color: #fff
}

.whyChooseSec h2 {
  /* background: #ad0619; */
    color: #333;
    margin: 0 0 15px;
    /* padding: 8px 15px; */
    font-size: 22px;background: -webkit-linear-gradient(left, #dc8a01, #a81d21);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    color: rgb(173, 39, 31); text-align:center;font-weight: 600;
}

.whyChooseSec .boxDiv {
    padding: 15px;
    box-shadow: 0 0 8px 0 rgba(0, 0, 0, .3);
    text-align: center;
    box-sizing: content-box
}

.whyChooseSec .boxDiv h4 {
    padding: 15px 0;
    color: #ad0619;
    line-height: 26px;
    margin: 0;
    font-size: 16px
}

.whyChooseSec .boxDiv img {
    width: 75px;
    height: auto
}

.faqSec {
    margin: 15px 0 15px;
    padding: 15px;
    text-align: justify;
    background: #f9f9f9
}

.faqSec .panel-default > .panel-heading {position: relative; padding:0;}
.faqSec .panel-heading .fa {position: absolute;right: 10px;top: 12px;}
.faqSec .panel-default > .panel-heading .panel-title>a{padding:10px 35px 10px 15px; display:block;}

.faqSec h3 {
    text-transform: uppercase;
    color: #c5251c;
    font-size: 15px;
    font-weight: 700;
    margin: 0;
    padding: 0 0 15px
}

.faqSec ul {
    font-size: 13px;
    padding-left: 15px;
    margin-bottom: 0
}

.faqSec ul li {
    margin-bottom: 15px;
    font-weight: 700;
    border-bottom: 1px solid #ccc;
    padding-bottom: 15px;
    transition: all 1s
}

.faqSec ul li:last-child {
    border-bottom: 0
}

.faqSec ul li p {
    margin: 5px 0 5px;
    font-weight: 400;
    color: #333
}

.faqSec ul li ol li {
    font-weight: 400;
    border-bottom: none;
    padding-bottom: 0;
    margin-bottom: 5px;
    color: #333
}
.faqSec .panel-body p{margin-bottom: 5px;}
.ReadMoreBtn{padding:10px 15px; background:#a81d22; color:#fff; display:inline-block;}
.ReadMoreBtn:hover,.ReadMoreBtn:focus{color:#fff;}

.iconBoxDiv {
    padding: 15px;
    background: #f9f9f9;
    margin: 0 0 15px
}

.iconBoxDiv ul {
    padding: 0;
    margin: 0
}

.iconBoxDiv ul:after {
    clear: both;
    content: "";
    display: block
}

.iconBoxDiv ul li {
    display: inline-block;
    text-align: center;
    width: 20%;
    float: left;
    padding: 0 5px
}

.iconBoxDiv ul li h3 {
    margin: 10px 0 10px;
    font-size: 16px;
    font-weight: 600
}

.disclaimerSec {
    background: #423d43;
    color: #bab4bb;
    font-size: 12px;
    padding: 20px 15px 70px;
    line-height: 19px;
    text-align: justify;
}

.disclaimerSec h4 {
    color: #fff;
    font-size: 14px;
    margin: 0 0 15px
}

.disclaimerSec p a {
    color: #bab4bb
}

.disclaimerSec .bewareBox {
    border: 1px solid #c8c8c8;
    padding: 10px 15px
}

.getfixBtn {
    position: fixed;
    bottom: 15px;
    right: 15px;
    z-index: 11;
    text-align: center;
    color: #ad0619;
    background: #fff;
    text-decoration: none;
    font-size: 24px;
    padding: 5px;
    border-radius: 10px
}

.getfixBtn span {
    display: block
}

.getfixBtn:hover {
    color: #ad0619
}

/* eligSec start */
.eligSec{padding:15px 0;}
.eligSec .table{border-collapse:collapse;}
.eligSec .table .head td {color: #ffffff; vertical-align: middle; font-size: 20px;text-align: center;}
.eligSec .table td p {margin:0;}
.eligSec h2 {font-size: 22px;margin: 0 0 15px; text-align:center;background: -webkit-linear-gradient(left, #dc8a01, #a81d21);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    color: rgb(173, 39, 31); text-align:center;font-weight: 600;}
/* eligSec end */

/* testimonialSec start */
.testimonialSec{padding:30px 0 15px;}
.testimonialSec h2{font-size: 30px;margin: 0; text-align:center;background: -webkit-linear-gradient(left, #dc8a01, #a81d21);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    color: rgb(173, 39, 31); font-weight: 600;}
.testimonialSec .carousel {
	margin: 30px 0 60px;
	padding: 0 70px;
}

.testimonialSec .carousel .item {
	color: #999;
	font-size: 16px;
    text-align: center;
	overflow: hidden;
    min-height:180px;
}
.testimonialSec .carousel .item .testimonial:before {
    content: '\201C';
    font-size: 4.2em;
    font-family: arial;
    position: absolute;
    left: -2px;
    top: 0;
    height: 30px;
}
.testimonialSec .carousel .item .testimonial:after {
    content: '\201E';
    font-size: 4.2em;
    font-family: arial;
    line-height: 0;
    right: 0;
    bottom: 0;
    height: 30px;
	
}
.testimonialSec .carousel .item .img-box {
	width: 135px;
	height: 135px;
	margin: 0 auto;
	padding: 5px;
	border: 1px solid #ddd;
	border-radius: 50%;
}
.testimonialSec .carousel .img-box img {
	width: 100%;
	height: 100%;
	display: block;
	border-radius: 50%;
}
.testimonialSec .carousel .testimonial {
	padding: 30px 30px 10px; position:relative;
}
.testimonialSec .carousel .overview {	
	font-style: italic;
}
.testimonialSec .carousel .overview b {
	text-transform: uppercase;
	color: #ad0619;
}
.testimonialSec .carousel .carousel-control {
	width: 40px;
    height: 40px;
    margin-top: -20px;
    top: 50%;
	background: none;
}
.testimonialSec .carousel-control i {
    font-size: 68px;
	line-height: 42px;
    position: absolute;
    display: inline-block;
	color: rgba(0, 0, 0, 0.8);
    text-shadow: 0 3px 3px #e6e6e6, 0 0 0 #000;
}
.testimonialSec .carousel .carousel-indicators {
	bottom: -40px;
}
.testimonialSec .carousel-indicators li, .testimonialSec .carousel-indicators li.active {
	width: 10px;
	height: 10px;
	margin: 1px 3px;
	border-radius: 50%;
}
.testimonialSec .carousel-indicators li {	
	background: #999;
	border-color: transparent;
	box-shadow: inset 0 2px 1px rgba(0,0,0,0.2);
}
.testimonialSec .carousel-indicators li.active {	
	background: #555;		
	box-shadow: inset 0 2px 1px rgba(0,0,0,0.2);
}
/* testimonialSec end */


/* sprite css start */
.bg-calendar_icon {
    width: 24px; height: 25px; display:inline-block;
    background: url('../images/css_sprites.png') -180px -95px;
}
.bg-icon_info {
    width: 17px; height: 17px; display:inline-block;
    background: url('../images/css_sprites.png') -224px -95px; position:relative; top:4px;
}
.bg-rupee_icon {
    width: 10px; height: 16px;
    background: url('../images/css_sprites.png') -180px -140px;
}
.bg-smIcon1 {
    width: 65px; height: 65px; display:inline-block;
    background: url('../images/css_sprites.png') -10px -10px;
}
.bg-smIcon2 {
    width: 65px; height: 65px; display:inline-block;
    background: url('../images/css_sprites.png') -95px -10px;
}
.bg-smIcon3 {
    width: 65px; height: 65px; display:inline-block;
    background: url('../images/css_sprites.png') -10px -95px;
}
.bg-smIcon4 {
    width: 65px; height: 65px; display:inline-block;
    background: url('../images/css_sprites.png') -95px -95px;
}
.bg-smIcon5 {
    width: 65px; height: 65px; display:inline-block;
    background: url('../images/css_sprites.png') -180px -10px;
}
/* sprite css end */

/*diwaliDiyaDiv start*/
.diwaliDiyaDiv,.diwaliDiyaDiv2{position: fixed; width: 120px; left: 0;bottom: 0;background: url(../images/diwali_diya.png)left bottom repeat-x;min-height:65px;background-size:60px 60px;z-index: 1;}
.diwaliDiyaDiv2{left:inherit; right: 0;}
/*diwaliDiyaDiv end*/


@media(min-width:992px) {
    .bannerSec .leftPanel {
        vertical-align: top;
    }
    .banner2 {
        display: none
    }
    .bannerSec {
        display: table;
        width: 100%
    }
    .bannerSec .leftPanel,
    .bannerSec .rightPanel {
        display: table-cell;
        width: 55%
    }
    .bannerSec .rightPanel {
        width: 45%
    }
    .whyChooseSec .boxDiv {
        min-height: 170px
    }
}

@media(max-width:991px) {
    .navbar {
        margin-bottom: 0
    }
    .banner1 {
        display: none
    }
    .iconBoxDiv ul li h3 {
        margin-top: 5px;
        font-size: 15px
    }
    .iconBoxDiv ul li span {
        font-weight: 400
    }
    .iconBoxDiv ul li {
        width: auto;
        float: none;
        display: block;
        border-bottom: 1px solid #ccc;
        padding-bottom: 15px;
        margin-bottom: 10px
    }
    .iconBoxDiv ul li:last-child {
        border-bottom: none;
        padding-bottom: 0
    }
	.benefitSec .boxDiv{min-height:370px;}
	.whyChooseSec .boxDiv{min-height:190px;}
}
@media(max-width:767px) {
.sixPointSec .smBoxDiv2{min-height:inherit;}
.whyChooseSec .boxDiv{min-height: inherit;}
.benefitSec .boxDiv{min-height:inherit;}
.sixPointSec .smBoxDiv2 img{width: 80px;}
}